Popular Questions

How much is the average car insurance?

With so many variables associated with insuring a car, establishing an 'average' is difficult. With that, insuring a vehicle in an urban area is more expensive than coverage in a rural area, securing total coverage is more expensive than obtaining only liability, and your driving record will factor significantly into your rates. Most studies suggest an across-the-country average of $800 per year, but insuring your 16-year old might cost four times that, while obtaining only liability on your 16-year old minivan might be 1/4th that.
View More

What does travel auto insurance cover?

Few things complicate travel as much as a car accident or hospitalization. And if involved in a car accident on a vacation, you or your passengers might suffer both. Insurance is important wherever you and your vehicle might be, but it's exceptionally important when traveling. When comparing insurance providers, you need to consider three aspects of your coverage: Personal Liability, the Collison Damage Waiver and Supplemental Coverage. Personal Liability coverage pays the bills if you are at fault, the Collision Damage Waiver will repair or replace your vehicle, and Supplemental Coverage is just that - a means of covering those unforeseen expenses that are an inevitable product of an unforeseen accident. It's why they're called accidents.
View More

What can I do to lower my auto insurance costs?

If you park an expensive vehicle on the street in a congested, urban area you are probably paying a great deal for your auto insurance. Conversely, if you drive a less expensive, older vehicle in the suburbs and garage that vehicle every evening, you'll probably pay significantly less. However, if you're staying where you are and driving what you drive, you can still reduce costs of insurance with the addition of an anti-theft menu of modifications to your car, maintaining a clean driving record while opting for defensive driving, and improving both your driving habits and driving routine.

Am I covered by auto insurance if I drive someone else's vehicle?

Generally, coverage while behind the wheel goes with the vehicle you're in - and not who's in the vehicle. If, however, the vehicle you're driving is not insured, or the coverage does not match those costs associated with the accident, your policy's coverage will kick in to close that gap. For specific answers to the limits of your coverage, regardless of what you're driving, it's best to consult your insurance agent.

If I rent a car, am I covered by auto insurance?

While driving a rental car or truck your own insurance coverage may or may not cover you, your passengers and vehicle. In that this coveage will vary state by state, it's best to take the question to your insurance company for a complete and accurate evaluation of your current coverage, as well as the costs associated with any supplemental coverage you might need or wish to secure. It's far better to pay the relatively small fees prior to a rental than the thousands of dollars in out-of-pocket costs if your own policy were to fall short.

Insurance News

342 Articles
Studies show automatic emergency braking reduces rear-end crashes by half

Related injuries dropped by half, too, but pickup trucks present a problem

Class action alleges Geico was too stingy with pandemic relief

The suit says that Geico didn't give back enough while it earned massive profits

Catalytic converter thieves targeted by new law in California

The law will require detailed documentation to follow the trail of used cats

Cost of car ownership up to $629 per month for average household

Up five percent over 2021 before the cost of fuel and maintenance

The most-stolen cars in America, and how to avoid being a victim of auto theft

Full-size pickup trucks and Japanese sedans are most attractive to thieves

J.D. Power Auto Insurance Study finds steady satisfaction

Prices are up, but companies are working harder to maintain satisfaction

Geico ordered to pay $5.2M to woman who got HPV from car sex

Your liability extends to the things that happen *in* your car too

IIHS' retired president benefits from crashworthiness firsthand

He was involved in a serious head-on in his BMW — and lived to tell about it

Read This
Car Buying
What is gap insurance and why would you pay for it?

Here are the situations where it might be right for you

These states have the worst potholes, according to Google

U.S. drivers spend $3 billion a year fixing pothole damage

IIHS to rate Autopilot, Super Cruise and other partial automation tech

Testing is still to come, but ratings will be Good, Acceptable, Marginal or Poor

Seniors are more likely to drive older cars that are less safe

And may be putting themselves at greater risk of injury or death, IIHS says

Cars most likely to be involved in accidents

Accident-prone drivers seem attracted to these vehicles

Most expensive cars to insure in the U.S.

High rates on these cars, crossovers and SUVs may price them out of reach for some buyers

Halloween is the deadliest holiday for U.S. pedestrians, no matter which day it falls

If you decided to move your celebrations to a weekday, you may want to reconsider

The cheapest cars to insure

Low rates on these cars, crossovers, SUVs and vans makes them more affordable for buyers

Vehicle thefts spiked last year — here's where and why

The West had highest rates, while Puerto Rico and Florida saw the biggest declines

/ 18